Investigations


Why hire a PI?

Identity theft

Credit fraud

Skip tracing

Privacy


Resources

Calif. laws


Private Eye humor

True Stories
from the Trenches


Skip tracing

Find people

Equipment

Find assets

Locate heirs

Identity theft

Counterfeit

Rush search

Due diligence

Nationwide

Collections

Stolen art

GPS install

Process server

Investigation


Client reviews

Copyright

Private Investigators investigate business searches, collections, fraud and search for adoptive mothers

Private investigators & Business Investigation

22287 Mulholland Hwy, #273 Calabasas CA 91302 License #16729CA
Ph: (818) 881-5306 (24 hr) www.CaliforniaSpy.com  californiaspy@gmail.com

Nationwide and International Collection

Business Investigations & Negotiations.   Debt Collections.

 

Avoiding Credit and Charge Card Fraud

A thief goes through trash to find discarded receipts or carbons, and then uses your account numbers illegally.

A dishonest clerk makes an extra imprint from your credit or charge card and uses it to make personal charges.

You respond to a mailing asking you to call a long distance number for a free trip or bargain-priced travel package. You're told you must join a travel club first and you're asked for your account number so you can be billed.  The catch! Charges you didn't make are added to your bill, and you never get your trip.

Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, someone may use your card number without your knowledge.

It's not always possible to prevent credit or charge card fraud from happening. But there are a few steps you can take to make it more difficult for a crook to capture your card or card numbers and minimize the possibility.

Guarding Against Fraud

Here are some tips to help protect yourself from credit and charge card fraud.

Do:

  • Sign your cards as soon as they arrive.
  • Carry your cards separately from your wallet, in a zippered compartment, a business card holder, or another small pouch.
  • Keep a record of your account numbers, their expiration dates, and the phone number and address of each company in a secure place.
  • Keep an eye on your card during the transaction, and get it back as quickly as possible.
  • Void incorrect receipts.
  • Destroy carbons.
  • Save receipts to compare with billing statements.
  • Open bills promptly and reconcile accounts monthly, just as you would your checking account.
  • Report any questionable charges promptly and in writing to the card issuer.
  • Notify card companies in advance of a change in address.

Don't

  • Lend your card(s) to anyone.
  • Leave cards or receipts lying around.
  • Sign a blank receipt. When you sign a receipt, draw a line through any blank spaces above the total.
  • Write your account number on a postcard or the outside of an envelope.
  • Give out your account number over the phone unless you're making the call to a company you know is reputable. If you have questions about a company, check it out with your local consumer protection office or Better Business Bureau.

Reporting Losses and Fraud

If you lose your credit or charge cards or if you realize they've been lost or stolen, immediately call the issuer(s). Many companies have toll-free numbers and 24-hour service to deal with such emergencies. By law, once you report the loss or theft, you have no further responsibility for unauthorized charges. In any event, your maximum liability under federal law is $50 per card.

If you suspect fraud, you may be asked to sign a statement under oath that you did not make the purchase(s) in question.

If you have been a victim of credit card fraud, let us help you!

  • We can tell you who to notify.
  • We will provide a letter which you can show to creditors and law enforcement showing that you have hired a licensed Investigative Agency to help you.
  • We can often determine the identity of the party who has stolen your ID, and will provide this information in the form of a report, which you can take to law enforcement authorities.

Please call us if your identity has been stolen.   We will locate criminals who steal your identify and expedite restoring of your credit rating.

 

CaliforniaSpy.com  Private Investigators is owned and operated by Intelligent Investigative Services, a Licensed California Private Investigative Agency. Our Private Investigators operate statewide and access Investigators in all fifty states and worldwide.  Our clients are typically Attorneys, Insurance Corporations and other companies who need fast action.

While our Los Angeles Los Angeles business services company was founded in 1991, President Chuck Noyes has thirty years of skip tracing and asset search experience.  He is a certified Private Investigator who also owns a Collection Agency that has collected both commercial and retail debt for thirty years.  We have a strong grounding in business and have worked closely with most types of clients.

We serve Los Angeles, California areas incl. Agoura,, Calabasas, Chatsworth, Van Nuys, Sherman Oaks, Studio City, Tarzana, North Hollywood, West Hills, Canoga Park, Reseda, North Hills, Beverly Hills, Bel Air, Malibu, Redondo Beach, Manhattan Beach, El Segundo, San Fernando Valley, Los Angeles, Whittier, San Gabriel, El Monte, Pasadena, Arcadia, Glendale, La Crescenta, Sierra Madre, Oxnard, Ventura, Simi Valley, Valencia, Santa Clarita, San Francisco, Monterey, Oakland, Walnut Creek, Fresno and elsewhere in Southern California, Northern California and nationally.


Legal / laws California laws Legal filings Conversions Science
Find people Locate assets Skip tracing Process server Counterfeit art
Locate heirs Credit card fraud Rush search Due diligence Stolen art
About us Why hire a PI? Identity theft Contact us Privacy

California Spy Business & Private Investigators

Private investigators & Business Investigation

22287 Mulholland Hwy, #273 Calabasas CA 91302 License #16729CA
Ph: (818) 881-5306 (24 hr) www.CaliforniaSpy.com  californiaspy@gmail.com

©2003 CaliforniaSpy.com  |  Privacy & Copyright